Business, Home, Flood, Health, and Life Insurance Across Florida

Protecting the Dreams You're Building

We're an independent agency, so we compare multiple carriers for you, explain your options in plain language, and stay in your corner long after the policy starts.

Free and no obligation Takes about 2 minutes No spam, ever
Jeremy Her, your agent Licensed Florida insurance agent

What Are You Building?

Pick one to see where most people start.

    Start My Quote

    We'll skip the first question for you.

    IndependentWe work for you, not for one insurance company.
    Fully LicensedProperty and casualty, plus life and health.
    Certificates, HandledNeed a COI for a job? Just ask and we'll get it moving.
    LocalBased in Tampa Bay, serving all of Florida.

    Coverage for the Work You Do and the Life You're Building

    Business insurance is our focus, and we protect the people behind the business too.

    Business Insurance

    From your first client to your first hire, coverage that grows with you.

    General Liability
    Covers injuries and property damage you're blamed for on the job.
    Business Owner's Policy
    Liability and property bundled into one, usually for less.
    Commercial Property
    Your space, equipment, tools, and inventory.
    Contractors Coverage
    Built for trades, with the certificates GCs ask for.
    Professional Liability (E&O)
    Errors and omissions coverage for when your advice or service is called into question.
    Workers' Compensation
    Covers your team if they're hurt on the job.
    Commercial Auto
    Trucks, vans, and cars used for your business.
    Umbrella Liability
    Extra liability limits on top of your other policies.
    Quote My Business

    General liabilityBOPWorkers' compCommercial autoE&OContractors

    • Home and Condo

      Protection for the place you come home to, from carriers that know the Florida market.

      Quote my home Learn more
    • Flood

      Most homeowners policies don't cover flood. A separate policy closes that gap.

      Quote flood coverage Learn more
    • Health

      Individual plans, short-term medical, and fixed indemnity options for self-employed people and families.

      Short-term and fixed indemnity plans are not comprehensive health insurance. We'll explain exactly what each one does and doesn't cover.

      Explore health options Learn more
    • Life

      Coverage that takes care of the people who depend on you.

      Quote life insurance Learn more

    Businesses We Protect

    Every trade has its own risks. We know the questions to ask for yours.

    Contractors and Trades

    Roofers, electricians, plumbers, HVAC, painters, handymen.

    Landscaping and Lawn Care

    Crews, equipment, and the job sites you work on.

    Retail and Storefronts

    Boutiques, shops, and local stores with foot traffic.

    Restaurants and Food Trucks

    Kitchens, catering, and mobile food businesses.

    Salons and Barbershops

    Stylists, barbers, nail techs, and booth renters.

    Fitness and Wellness

    Gyms, trainers, studios, and instructors.

    Cleaning Services

    Residential and commercial cleaning companies.

    Churches and Nonprofits

    Ministries, community groups, and the volunteers who serve.

    Don't see your business? Tell us what you do and we'll find the right fit.

    Insurance Built for Florida Life

    Storms, flood zones, and a changing market make Florida different. A quick review now can save a hard surprise later.

    Get a Free Coverage Review
    • Get Ahead of Hurricane Season

      Many policies restrict new coverage once a named storm is on the way. The time to review is before June, not the week of the forecast.

    • Flood Is Its Own Policy

      Standard homeowners and business policies generally don't cover flood, and new flood policies often come with a waiting period. We'll help you close the gap early.

    • Know Your Deductibles

      Florida policies often carry a separate hurricane deductible. We'll show you exactly what you'd pay out of pocket so nothing surprises you after a storm.

    • Business Interruption Matters Here

      If a storm closes your doors, the right coverage can help replace lost income while you rebuild.

    How It Works

    Simple, personal, and no pressure.

    Tell Us What You're Protecting

    Answer a few quick questions online, or just call. It takes about two minutes.

    We Compare Carriers

    We quote across our carrier partners and walk you through the differences in plain language.

    You Choose, We Stay Close

    Pick what fits. After that, we're still your first call for changes, certificates, and renewals.

    Moments We're Here For

    Insurance matters most at turning points. Here are a few we help with every day.

    The New Contractor

    "The GC needs my certificate before I can start Monday."

    We'll get you the right general liability coverage and the certificate your client is asking for, without the runaround.

    The Growing Shop

    "I just signed a lease and hired my first employee."

    A lease usually requires liability coverage, and a new hire can bring workers' comp into the picture. We'll sort out what you actually need.

    The New Homeowner

    "Closing is in two weeks and the lender needs proof of insurance."

    We'll shop home and flood options, explain the deductibles, and send your lender what they need.

    Straight Answers, Up Front

    No fine print about how we work.

    How We're Paid

    Insurance carriers pay us a commission when you buy a policy. Getting a quote and advice from us costs you nothing.

    What We'll Tell You

    What's covered, what isn't, and what your deductible really means. If a policy has a gap, you'll hear it from us first.

    When We're Not the Fit

    If your current coverage is already the best option, we'll tell you to keep it. If we can't place your risk, we'll say so quickly.

    Jeremy Her, founder of Faith Financial Group

    Meet Jeremy

    I'm Jeremy Her, founder of Faith Financial Group. Before starting this agency, I spent nearly a decade in the insurance and healthcare industries. I know how policies actually work once they leave the sales pitch, and I make sure my clients do too.

    I started Faith Financial Group to insure the businesses and dreams of everyday people: the contractor with a new truck, the family with their first home, the side hustle that just became a real company.

    Everyday people deserve an agent who treats their dream like it matters.
    Property & Casualty (2-20) Life & Health (2-15)

    Jeremy HerFounder, Faith Financial Group

    What You Can Expect from Us

    Genuine

    We recommend what fits you, even when it's the smaller policy.

    Competent

    Clear explanations of what's covered, what isn't, and why it matters.

    Warm

    You're a person to us, not a policy number. Call or text anytime.

    Common Questions

    Still wondering about something? Call or text and we'll talk it through.

    Does it cost anything to get a quote?

    No. Quotes and advice are free, and there's no obligation to buy. We're paid by the carrier only if you choose a policy.

    I have an LLC. Do I still need business insurance?

    Yes. An LLC can help separate your personal and business finances, but it doesn't pay for claims. If a customer is hurt or their property is damaged, general liability insurance is what covers the claim and your legal defense.

    What is a certificate of insurance?

    A certificate of insurance, or COI, is a one-page document that proves you have coverage. General contractors, landlords, and larger clients often require one before you start work or sign a lease.

    What does a business owner's policy include?

    A BOP typically bundles general liability and commercial property into one policy, and many include business income coverage. For eligible small businesses it's often more affordable than buying each piece separately.

    Does my homeowners policy cover flood?

    Generally, no. Flood is a separate policy, and new flood policies often have a waiting period before coverage starts. It's best to set it up well before storm season.

    Can you review the policy I already have?

    Absolutely. Send us your current declarations page and we'll walk through what you're covered for, spot any gaps, and tell you honestly if it's already a good fit.

    Get Your Free Quote

    Three quick steps. No obligation, and your information is never sold.

    • Jeremy personally reviews every request.
    • You'll hear back within one business day, usually sooner.
    • You'll get options from multiple carriers, explained plainly.
    Prefer to talk? Call or text (813) 603-8714
    Step 1 of 3Coverage
    What would you like to protect?

    Pick the closest one. We can add more later.

    A few details

    Just the basics to start your quote. We'll confirm everything else together.

    * Required

    Coverage you're interested in (pick any)
    Do you have business insurance now?

    Rates in Florida depend heavily on the exact location.

    Property type
    This is for a

    New flood policies often have a waiting period, so earlier is better.

    Who needs coverage?
    Sex (rates are based on this)
    Which policy should we review?

    After you send this, we'll email you a simple way to share your declarations page.

    When do you need coverage?
    Where should we send your options?

    Last step. We only use this to prepare your quote.

    Best way to reach you

    Free and no obligation. Your information is never sold. Privacy Policy

    Thank You, You're All Set

    Jeremy will reach out within one business day, usually sooner.

    1. Save our number so you recognize the call.
    2. We compare carriers and prepare your options.
    3. We walk through them together, no pressure.
    Save Jeremy's Contact

    Already a Client?

    Need a certificate, a policy change, or just have a question? We're a text away.

    Call Text Free Quote